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 Waiting on HUD Approval
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265 Posts

Posted - 04/07/2012 :  9:56:08 PM  Show Profile  Visit Dannotary's Homepage  Reply with Quote
Please wait. I make it clear that I have other committments and that in order to accomodate their request, I will need to receive everything by a certain time and if it doesnt come by then I will not be able to do it and they should automatically reschedule it with someone else.
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New York
807 Posts

Posted - 03/18/2012 :  7:02:08 PM  Show Profile  Visit edelske's Homepage  Reply with Quote
Waiting on HUD approval is a generalized “condition code” with the same meaning as a PC’s flashing message asking you to “Please Wait”. It conveys no information other than “not ready now”.

However, it is for you to assign the meaning of “Waiting on HUD approval” based on your specific circumstances, and how much you are ready, willing, and able to “Please Wait”.

If this is your only assignment on the calendar, (meaning your schedule allows for a long wait), then just look at the deity of your choice and request assistance in obtaining the docs.

If you are not able to wait, (other commitments or travel time involved to go back to print, etc.), inform whomever gave you the assignment; and ask if it’s OK to reschedule with the borrower.

I actually had a “playing with less than a full deck” scheduler ask me if I could “be there an hour ago - if we send docs now”. I asked for clarification, the scheduler repeated the request; there was no “language issue”, it was not a time zone misunderstanding; I was clearly being asked to time travel a bit backwards. It is possible that a few Q-tips fell into the scheduler’s skull, while cleaning the ears; thus shorting out some analytical functions.

Most of us work hard and long for little pay (when actually received!). Dumping an assignment is to be avoided. But not avoided “at all costs”. Those who give us the work are seeking to make a profit; so are we. Unless someone wants to pay me to “Please Wait” a full day (happened 2 or 3 times over the past decade) – I have to “move on”.

Kenneth A Edelstein
Mobile Notary, Apostille / Legalization Processing & Fingerprinting

Edited by - edelske on 03/18/2012 8:00:28 PM
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420 Posts

Posted - 02/29/2012 :  1:18:34 PM  Show Profile  Reply with Quote
Agree with Linda. Most of the time it means that the HUD has been sent to the lender for final approval and TC is waiting to hear back. I had one that was booked almost 3 weeks in advance and was supposed to happen yesterday. Guess what? It didn't happen yesterday! It got bumped to today because the loan amount needed to be revised at the last minute.
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1729 Posts

Posted - 02/29/2012 :  09:58:39 AM  Show Profile  Reply with Quote
It could very well be they're just putting you off - but for the most part "waiting on HUD approval" means title has finalized the HUD and sent the final draft to the lender for approval - some may also send it to the borrowers for their approval too, but most times it means they're waiting for the lender to approve the final HUD, agree with the numbers and clear the loan to close.

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18 Posts

Posted - 02/29/2012 :  09:37:22 AM  Show Profile  Reply with Quote
When I check on the status of my documents, I get this reply most of the time. The title company or signing company always states, "We are waiting on HUD approval." What exactly does this mean? Is this a standard way of saying, we haven't even started on your loan docs and the lender has waited until the last minute? I still do not understand why signings booked a week in advance can be so last minute. Any answers?
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