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 Humor at Signings
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13 Posts

Posted - 04/29/2009 :  7:57:25 PM  Show Profile  Reply with Quote
Yes, Jeremy, a little humor helps the signing process along. Here's some humor I have used:

Amortization schedule (several pages, sometimes needs to be intialed by the borrowers): This makes good reading if you have a hard time falling asleep.

I had a borrower named Katie who had issues about her loan. She loved dogs and I happened to mention that my dog has a sister named Katie also. That got her to lighten up a little and she said,"She's probably having issues with refinancing her mortgage".

And I said, "Oh yeah, she's refinancing her doghouse".
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89 Posts

Posted - 11/01/2008 :  08:00:16 AM  Show Profile  Visit azdocsign's Homepage  Reply with Quote

Just tell the borrower without a readable thumbprint, take your shoes off and we'll try the right big toe, OK? Or how about giving me an elbow print. TeeHee

I tell my borrowers with the Signature Name Affidavit, here is where you will list any other names you are also know as, such as Mickey Mouse and Donald Duck. I know you are not Donald Duck, because I personally know him. To my surprise at one closing the borrowers said "So do we!" Know what, it was the same gentleman. It was a great laugh by all!

Kathy Fletcher

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3106 Posts

Posted - 10/31/2008 :  2:28:14 PM  Show Profile  Visit jbelmont's Homepage  Reply with Quote
The real danger with thumbprints is when their thumb mysteriously has no more tread on it and gives a flat print. Then, you know something is up.

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360 Posts

Posted - 10/31/2008 :  09:07:07 AM  Show Profile  Visit Shannon's Homepage  Reply with Quote
How about when collecting thumbprints, you mention: "I'm always a little concerned when folks are too familiar with this procedure"

"A Quick Note"
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38 Posts

Posted - 10/30/2008 :  5:05:40 PM  Show Profile  Visit theinsurancelady's Homepage  Reply with Quote
As I'm exiting, I point out my card and let the borrowers know that I am a traveling notary and I'm available for home visits to the sick and shut-ins or nursing home/assisted living centers. "Or if you're ever in jail and need a notary, give me a call." And I'm amused to note that some people will laugh...and some will solemnly nod.

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3 Posts

Posted - 08/26/2008 :  10:04:19 AM  Show Profile  Reply with Quote
Well, for those borrowers that this is their first signing at their home, and they look bewildered at all the paperwork and wonder why this or that paper is in there, I usually just laugh and tell them, 'Well, you know that 'No Diving' sign at the bridge? It probably would not be there if someone had not dove in...'
They usually laugh and say something like 'Yeah, that makes sense.' Usually sets the pace for the borrowers to feel more at ease and they will usually go at a faster pace, rather than trying to read every single word.
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360 Posts

Posted - 02/13/2008 :  08:13:54 AM  Show Profile  Visit Shannon's Homepage  Reply with Quote
I always flag the borrowers copy of the RTC and make a point of referring to it affectionately as "The rip-cord"

"A Quick Note"
Now Providing "Service of Process" in Orange County, CA
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1 Posts

Posted - 02/13/2008 :  04:21:10 AM  Show Profile  Reply with Quote
I did signings in NY state for years and always told people when they were signing the Right To Cancel that if they won the lottery in the next 3 days, they might want to cancel the loan. I moved to Utah and when I did my first Utah signing, I gave my Lottery speech. I had NO idea that there was no lottery (or ANY gambling) in Utah!!
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3106 Posts

Posted - 03/08/2007 :  2:43:15 PM  Show Profile  Visit jbelmont's Homepage  Reply with Quote
I like to use humor at signings to lighten the mood and to relax folks so they will not be so uptight. If the borrower is relaxed, they are more likely to go through the signing with less difficulty.

What humor do you use at signings?

Request for ID: I am required to check your identification to make certain you are not Osama Bin Laden? You don't look like Osama, but we haven't found him yet either.

Right of Rescission: Relax about signing the papers as you will want to spend time reading these documents thoroughly over the next few days. You will have 3 days to review this loan. During the next three days, you will have the lender. After 3 days, the lender will have you. Besides, you might win the lottery and not need this loan.

What jokes do you use at signings? What techniques do you use to speed the process? Thanks.

Posted by Notary Eagle
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