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jbelmont
California
3106 Posts |
 Posted - 04/08/2014 : 7:48:15 PM
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You can always add a loose certificate and staple it on.
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909notary
California
15 Posts |
Posted - 08/14/2009 : 4:26:12 PM
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I should have made a copy of this document. I doubt that a child did this. I have had potential-clients walk in to my office and asked me to "just stamp it here, and here, and here, and here..." or have asked me to stamp two pages that are overlapping. Their reasoning is that it is going to Mexico and the receiving agency will not accept it without all the seals. When I explain that I will not apply the more than one seal and not without the proper notarial wording they leave. This particular document was heading to Mexico. Just another clueless notary.
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vince
Kansas
324 Posts |
Posted - 07/27/2009 : 2:54:59 PM
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If it was stamped "all over the place" on one page, maybe you could make a copy of that page. Then consider calling SOS office and asking if the Notary in question reported the stamp as stolen or otherwise missing. Maybe even a child has gained custody of it What do you think? |
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909notary
California
15 Posts |
Posted - 07/27/2009 : 12:22:38 PM
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I have recently come across a couple of very questionable notarized documents. The first was a POA typed on what appeared to me to have been typed on paper that that been pre-stamped with a non-compliant ACK stamp and notary seal. The ACK stamp was very generic with only 3 or 4 lines of verbiage.
The second document, the notary just went crazy with her seal. She stamped it several times on a 'sales agreement' including over the wording to the agreement. Imagine my surprise when the client brought it in to me to translate. Oh, by the way, there was no notary wording to this document either just stamps all over the place.
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jbelmont
California
3106 Posts |
Posted - 05/19/2009 : 2:31:36 PM
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Your job is not to be an expert on documents. Its ideal if you know what information is on what document. The main thing is to not miss any signatures or notarizations and get the docs back to the recipient on time with good followup. Basic customer service and accuracy skills are more important than anything else here.
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gjk-fl
Florida
151 Posts |
Posted - 05/19/2009 : 07:06:19 AM
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I'll probably get some flack from what I am about to say, but who cares, it worked for me. Self confidence is the main issue here. When I first started out, I did have a mentor. She was kind enough to help me get started by telling what websites to go on, how to get certified and do all of the things to become an NSA. She didn't spoon feed me, but helped me a lot. My first signing came and I didn't even have a printer yet. She let me print the docs out on her printer and sent me on my way. I got through the signing, calling her a few times,then went back to her house and she looked it over for me. We did some fax backs, packaged it up and sent it off.
Well, then I got another one and I couldn't reach her. I had purchased a printer by then and printed up the docs. I called and called her to no avail. I went to the signing and basically got through it by saying "this is your so and so document (reading the top of the page), your loan officer probably went over it with you, but you are welcome to look it over, then sign and date right here." I said it just like I knew exactly what I was doing, however, I didn't have a clue. (I made straight A's in Drama).
Well, anyway, I couldn't reach my mentor for a whole month, she had gone to Texas and moved her mom to Orlando and left her cell in her car at the airport. By not having her to turn to that first month was actually a blessing in disguise. I learned so much that first month because I had to. So in other words, I faked it and it worked for me. Just act like you know what you're doing, put the document in front of them and show them where to sign. Of course, keep studying and learning what the documents are and soon it will be second nature to you.
gjk |
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n/a
California
3 Posts |
Posted - 05/18/2009 : 5:29:58 PM
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Texas Notary...I have to agree, I'm also a newbie and unfortunatly no one is willing to coach, mentor or help their competition!!!!...there for we are on our own. However I guess we are a threat to most of them, I truly believe that "If this business was meant for you, no one can take it away" I am a very confident person, so with or without help I'm going to make it. Remember the law of attraction, " What you think about, you bring about". Dont get me wrong, their are alot of helpful people out there, but I havent' found one yet that will truly take me under their wing but I have found a couple (2) people that have given me some information, everything else has been reading...."knowledge is power" ...continue to read, read and more reading..Best of luck to all who are just starting out.
Norma Valenzuela |
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dennotary
Colorado
5 Posts |
Posted - 04/28/2009 : 10:51:36 PM
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| dear Texas notary public, amen. I just got my certification a few months ago, and I am also having a hard time getting anyone to help out a new start. I also read the book, took the test, passed the test, but the most I got out of that was exposure to the terminology, which could not prepare me for an actual signing. I have talked to many, many people, some very helpful, some not so much, but none as of yet willing to help me. They say they are concerned about confidentiality issues, well, I am also a certified notary signing agent bound by the same laws regarding privacy as they are and would never compromise my ethics, especially if someone was kind enough to help me. I also am getting a little depressed about this, but after all the money and time I've invested in trying to do this, I will continue to try. There has to be someone out there willing to mentor a new start and maybe attend a few signings just so I can see how it's done. I hope for the both of us that things will pick up for us both. Maybe, with the refi's it will. Best of luck to you. |
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Lee-AR
Arkansas
678 Posts |
Posted - 04/27/2009 : 10:41:02 AM
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I've been doing this for 15 years & had a good background for this work before I began and I STILL am learning. You will 'get' 95% of it in the first year and spend the rest of your working life learning the remaining 5%. It's always best to call the hiring entity with your questions AND run the answers you get against your state-specific laws. If they agree, fine. If not--your state rules!
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Renee
Michigan
549 Posts |
Posted - 04/27/2009 : 04:42:43 AM
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Some deeper perspective might sooth your soul, too. If you're interested in being a notary AND also a loan signing agent, AS WELL as a business owner - that's 3 separate parts to the whole, and each one is going to take some doing, none of which will happen overnight.
For the notary public part - nothing beats studying the actual notary public statutes from your own state.
For the loan signing part - Paul's recommended manual has always been held as 'the' definitive manual, and that's a START. There's a huge quantity of information to digest, MANY intersecting angles to this line of work and there is just no way you can get there from here in any short amount of time. I used to train lender's closers, and it took one solid year to train someone w/out any experience - just for a little more perspective.
Then to all that you add in learning to run a business - accounting, marketing, managing, lots of computer/techie stuff, client selection, tax record-keeping, industry competition, pricing/profit margins, etc ... all without a 'boss' to direct you other than your self.
So ... congratulations on hitting the first rung of a pretty long ladder. As 'they' say, nothing worth having ever comes too easily. |
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PWinFL
Florida
469 Posts |
Posted - 04/26/2009 : 6:04:54 PM
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I can understand your anxiety. We've all been there and some are still there. As for understanding what a Signing Agent is, can do, and how to do it, I recommend the MNSR Professional Skills Training Guide, written by Kathy Poston, founder and president of the National Signing Agent Registry. The guide will not only provide you with information about what you will see in a 'typical' signing assignment, but includes chapters on how to run a signing agent business, collecting on invoices, etc. It even includes a 'script' that you can use to do a signing. In time, you will develop your script.
Never drive any faster than your guardian angel can fly.
I am not an attorney licensed to practice law in the State of Florida,
and I may not give legal advice or accept fees for legal advice.
Visit us online at http://www.PAWnotary.com |
Edited by - PWinFL on 04/26/2009 6:05:57 PM |
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n/a
Texas
1 Posts |
Posted - 04/26/2009 : 08:40:48 AM
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I have to admit, "I" am a clueless Notary. I've been reading all over this site trying to gain knowledge...and I have gained quite a bit in certain areas! I appreciate everyone's first hand accounts and sharing with others!
My problem...I live in Texas, which means basically you sign up, they say okay and if you pass the background check and pay the money, voila, you're a notary public! You have to "buy" their basic book, which I did...and I read it. It basically said "here are some forms, but YOU can't decide what to use" (confusion). Then it says what NOT to do to stay out of trouble....but that's pretty much it.
I've looked at a gazillion sites, and NOBODY wants to truly help a "newbie". They only want to spout bad things about them, pick out their flaws, but certainly not direct them down the right path. This site is the best site I've come across so far...but there's "STILL" that desire (it seems) to not want to really help a newbie aside from the general sense.
Yes, there are classes...you pay money for this class, for that class, for this informative book blah blah...and in the end you're still half clueless. Although most things do take time, I was hoping to be able to market myself right away and jump into 'everything' after my day job...I don't know what I'm doing enough to even think about jumping!
I guess I'm just depressed over it all. I was so proud when i got my commission in the mail...now? I apologize if this post offends anyone, I just needed to get it off my chest.
Does anyone else feel this way or is it just me?
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Shannon
California
360 Posts |
Posted - 10/28/2008 : 11:51:27 AM
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I went to the San Bernardino County Clerks office in Rancho Cucamonga last week. The Deputy Clerk produced a document to sign before me with old '07 wording. She seemed pleased when I produced a loose certificate from my bag to attach. The year is nearly gone and I continue to see NON-compliant notary wording on many documents...amazing!
"A Quick Note"
www.aquicknote.net
Follow me on Twitter:
https://twitter.com/aquicknote |
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Lisa T.
California
391 Posts |
Posted - 10/15/2008 : 8:31:57 PM
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| I think the real issue is that it is the duty and responsibility of the Notaries in both cases to know their job and not make this critical error as this not Jan. 08 where the new change is fresh, but it is nearly November. What else have they notarized these past 10 months using noncompliant notarial wording? |
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jbelmont
California
3106 Posts |
Posted - 10/15/2008 : 2:59:29 PM
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They could use the original notary and just get them to attach a new acknowledgment form to the document. They don't need to visit the notary a second time since their signature on the document has already been acknowledged and there is supposedly a journal entry.
The California notary laws are changing very fast and its hard for many to keep up. You have to really be on top of things around here.
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Lisa T.
California
391 Posts |
Posted - 10/14/2008 : 7:53:04 PM
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| Again, two more incidences of bad notary work. Yesterday, I received a call to notarize the signature on a deed because the deed was rejected due to improper notarization. Today at a networking meeting, one of the mortgage brokers I notarized for told me a deed was rejected because a Notary (not me) used an old Ack from 2007. |
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LindaH
Florida
1754 Posts |
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joanbergst
California
360 Posts |
Posted - 10/13/2008 : 6:53:55 PM
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It's taking 2-3 months to get your CA Notary Commission (from the day you take the test and assuming you have your fingerprints taken that day.) It is hard to remember much after that period of time.
Go to the homepage of www.notaryclasses.com and there is a free tutorial to explain how to fill out a CA ACK & Jurat.
I would recommend any renewing CA notary to take the test at least 4 months before a commission is expiring to be on the safe side.
Joan Bergstrom
24/7 To Riverside & San Bernardino Counties.
State Notary exam teacher for www.notaryclasses.com
www.joanbergstromnotarypublic.com
joan.bergstrom@yahoo.com
Cell: 951-522-4919
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Lisa T.
California
391 Posts |
Posted - 10/12/2008 : 9:16:45 PM
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I met with clients this evening to notarize their signatures on a vehicle transfer form. The document had a noncompliant jurat typed in (no venue, no place to print signers names and no "proved to me" statement). There was a signer besides the hubby and wife that had his signature notarized two days ago. The 1st Notary filled in the noncompliant jurat and put their stamp on the doc. Another incident where I had to inform the 2nd signers that the first notarization was done incorrectly and explain what was wrong. They said they would mention it to the 1st signer.
I attached a compliant loose jurat. The 1st Notary's stamp expired in 2012 leading me to believe she is a newbie. It couldn't be a renewal because I'd expect that the Notary would know better after 4 yrs. It is true that the notary class only teaches one how to pass the test but not how to properly notarize. <sigh> |
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Clueless Notaries
