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dfye@mcttelecom.com

New Hampshire
681 Posts

Posted - 11/20/2006 :  01:05:54 AM  Show Profile  Visit dfye@mcttelecom.com's Homepage  Reply with Quote
Universal requirements might just be something worthy of looking into. I am hoping to be in touch with Attorney Douglas in the very near future with a presentation for the New Hampshire House of Representatives on why we need more clarification and some changes to our notary laws to reflect today's society.

Legal Eagle Para Professional Services
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dfye@mcttelecom.com

New Hampshire
681 Posts

Posted - 11/19/2006 :  11:56:13 PM  Show Profile  Visit dfye@mcttelecom.com's Homepage  Reply with Quote
We have to journal mortgage amounts according to our state law. Apparently, it is different in your state.

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dfye@mcttelecom.com

New Hampshire
681 Posts

Posted - 11/19/2006 :  11:53:28 PM  Show Profile  Visit dfye@mcttelecom.com's Homepage  Reply with Quote
IMPORTANT!

New Hampshire law DOES require that you keep a notarial journal. On the other hand, New Hamsphire DOES NOT require a Justice of the Peace to keep a journal. The laws were written by Charles G. Douglas, III, Esquire and became official in 1991. They have never been amended to date. In Attorney Douglas' book "New Hampshire Manual for Notaries Public and Justices of the Peace," (1991), he states and I quote:

Section 3.6 Notarial Records

A notary public shall keep records of the acts he/she is asked to perform. When a notary, for whatever reason, ceases to act in the capacity as a notary public, that notary shall, within three months deposit all records and papers with the Secretary of State. (NH RSA 455:5; 455:9) No statute requires this of justices of the peace. The Secretary of State may demand and receive such records and papers of any person in whose possession the same may be. (NH RSA 455:7) There is a criminal penalty for nondelivery. (NH RSA 455:8)

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dfye@mcttelecom.com

New Hampshire
681 Posts

Posted - 11/19/2006 :  11:31:49 PM  Show Profile  Visit dfye@mcttelecom.com's Homepage  Reply with Quote
I have a separate acknowlegment that the borrower signs for me that I use for every signing. One sheet of paper. It is one that gets stored with my notary file. That way, I do not have to open my journal to other people. This acknowledgment also contains their identification information on it with the occasional thumbprint. This is my way of protecting the information of those involved such as their names, amounts of mortgages, lenders, signatures, etc. I still strongly recomend that you do not open your journal to others.

As a paralegal in the State of New Hampshire, we are bound by the Rules of Professional Conduct (same as lawyers). This conduct includes keeping any and all personal information confidential to the best of our abilities.

You also may be seeing alot of news lately about the Gramm-Leach-Bliley Act in which you may not directly or indirectly reuse or redisclose such information for any purpose other than to provide the services for which you are receiving the information. Watch for signing companies requiring you to be certified by the NNA on the Gramm-Leach-Bliley Act.

EXAMPLE:

You are finishing your signing. You open your journal for the borrower. He notices that John Smith above has a mortgage of 250,000. Borrower states, "I know John Smith. I didn't know his house was worth $250,000. How can he afford that? He doesn't make near enough for a payment on a house like that."

The example above was actually relayed to me a few years ago by a fellow Notary.




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jbelmont

California
3106 Posts

Posted - 11/17/2006 :  2:18:08 PM  Show Profile  Visit jbelmont's Homepage  Reply with Quote
Please make sure that the borrower signs both the document(s) and your journal before you notarize anything or you are breaking the law. If the signer disappears with notarized docs without signing your journal, you are in big trouble. Please learn the required and logical order of events.
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dfye@mcttelecom.com

New Hampshire
681 Posts

Posted - 01/15/2006 :  01:01:15 AM  Show Profile  Visit dfye@mcttelecom.com's Homepage  Reply with Quote
I am also a New Hampshire Notary. I do not recommend that you open your journal to the borrowers. That inforamtion is confidential and should not be exposed to anyone but you. Do an individual acknowlegment and do not return it to the lender.

If you are interested in a form, email me and I will scan one for you. Sorry it took so long for someone to reply to your response.

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n/a

3 Posts

Posted - 07/05/2005 :  9:24:02 PM  Show Profile  Reply with Quote
Great company that I did my first job for! I did the signing with no problems and faxed my invoice. FOUR Days later I GOT a check in the mail! That's fast!
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n/a

3 Posts

Posted - 06/28/2005 :  10:02:58 PM  Show Profile  Reply with Quote
Guess no one wanted to reply. For any newbies, I found a sample notary invoice as well as a free online training guide. If you ever need them, e-mail me and I'll send it to you.

Completed my first job with no problems.

-Cher
nhvirtualsecretary@juno.com
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n/a

3 Posts

Posted - 06/26/2005 :  11:17:05 PM  Show Profile  Reply with Quote
Hi everyone,

I've been a notary in the State of NH for about 1 year now. I mostly notarize easements for work and did one loan closing for a friend a couple of months ago. I listed with a few mobile notary sites on Thursday and my phone has been ringing off the hook since. One company called and I googled their name. There were alot of posts for nonpayment, so I declined.

I just got a call for a Structured Settlement buyout. I have to notarize in 9 places. They say it is basic notary stuff. Anyone else have experience with this? Is it really just the basic, look at the ID, have then sign, I notarize, and then they sign my notary book?

In NH we apply to be a notary and are appointed by the Governor and Executive Council. There is no test and we don't do fingerprinting. Could it really be this easy to make extra $$?

Does anyone have a sample invoice?

HELP !!! Please.

Any/all comments and suggestions invited.

Thanks,
Cher

Nervous, but excited.
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