Busy day and the borrower doesn't answer?
Lets say you have six signings lined up and not enough time to be patient and polite in all of them. Lets say that the Clungermans don't answer their phone
when you called to confirm, and everyone else answered. Should you go to another appointment first and keep trying them? Its risky business, but you can
think about that. If you think there is a 25% chance they won't be home, and you will not have enough time for the signings that are responsive to you, it might
be wise to wait for their return call.