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Resources > Glossary > ECOA Anti-Discrimination Notice Glossary of Notary Public, Mortgage, Signing Agent, and Loan Signing Terms. 0-9 A B C D [E] F G H I J K L M N O P Q R S T U V W X Y Z ECOA Anti-Discrimination NoticeFunction: noun ECOA ensures that all consumers are given an equal chance to obtain credit. ECOA stands for equal credit opportunity act. A creditor may not discourage an applicant because of gender, marital status, age, race, national origin, or because you receive public assistance funds. A creditor may not ask if you are divorced or widowed or request information about a spouse who is not on the loan application. A creditor may also not ask if you receive alimony or child support. Definition 1: Creditor
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