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Resources > Glossary > Backdating

Glossary of Notary Public, Mortgage, Signing Agent, and Loan Signing Terms.

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Common Terms 1   Common Terms 2


Phonetics: back·dat·ing    \bak-dāt-ing\

Function: verb

Sometimes the 1003 Universal Residential Loan Application is backdated or the lender will leave instructions not to date it at all. Why? Because the borrower, most likely, has submitted a more user-friendly form to the borrower, of which contains the same information that the 1003 does. At a closing you are often pretending that you are signing the 1003 when the borrower filled out the user-friendly application several weeks prior to the signing. As a Notary, just don't backdate Notary documents. But don't worry, this one is not a Notary document, and you aren't backdating, the borrower is.

Backdating is illegal, and notaries should never allow a notarized document to have the date associated with the signature of the document show as being prior to the actual date when the document is signed.


Infinitive: to backdate

Present Tense: backdated

Past Tense: backdates

Present Continuous: backdating

Definition 1:
To put a date prior to the date of the signing of the particular document on a that document.

Thesaurus / Related Terms
Universal Residential Loan Application