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Glossary of Notary Public, Mortgage, Signing Agent, and Loan Signing Terms.

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Common Terms 1   Common Terms 2


A notary manual is a short book that is a guide to becoming a notary in a particular state. The manual would go over the basic notary laws and procedures in that state.


The amount a lender adds to the index on an adjustable rate mortgage to establish the adjusted interest rate. Borrowed cash from the counterparty to buy securities or options.

Marine Protest

A marine protest is a very old type of notary act that is still part of notarial law in Rhode Island. This type of notarization is used to document bad weather and how it effected a shipment.

Marriage Certificates

Notaries in most states are not permitted to notarize certified copies of marriage certificates. However, it is possible for the notary to have the signer sign a certified copy by document custodian form which certifies...

Maturity Date

A pre-set date informing account owners when they can withdraw principal funds without incurring a penalty. (Please note that you may withdraw any generated interest before reaching an account's maturity...

Military Officer Notarizations

U.S. Military officers on active duty may notarize for any Military personnel anywhere in the world. There doesn't need to be a venue, or serial number, or branch of service or permanent mailing address if those...


Behavior not conforming to prevailing standards or laws. Notary misconduct can lead to suspension, revocation, or termination of their notary commission.


An offense of lesser gravity than a felony for which punishment may be a fine or imprisonment. In some cases, a misdemeanor can disqualify an individual from becoming a notary public, especially if the crime...

Mobile Mobile Notary

A mobile notary residing in Mobile, AL. See "Mobile Notary" There is no legal difference between a mobile notary and a regular notary. A mobile notary simply is willing to travel to offices, homes, and hospitals.

Mobile Notary

A mobile notary is a notary who is accustomed and willing to travel to the signer's location. Mobile notaries often visit offices, houses, hospitals, courts, and jails. Mobile notaries usually charge a travel fee which is...


This document is used to secure the payment of a loan. Many states use a document called a Deed of Trust in its place. Many Mortgages include riders which are documents with terms for specialized situations relevant to the loan.

Mortgage Disability Insurance

A disability insurance policy which will pay the monthly mortgage payment in the event of a covered disability of an insured borrower for a specified period of time. State Farm has a mortgage disability insurance...

Mortgage Insurance

Money paid to insure the mortgage when the down payment is less than 20 percent. Please refer to the 80-10-10 mortgage to learn about options where you can borrower more than 80% of the value of the...


The person, company, or entity who receives the mortgage as a pledge for repayment of the loan. The mortgage lender. The person who is responsible for paying the mortgage is the mortgagor.


The mortgage borrower who gives the mortgage as a pledge to repay borrowed funds.. The person the mortgagor makes payments to is the mortgagee or their agent.

Multi-State Rider

There are many types of Multi-State Riders. Multi-State Riders can be used in any state, or if the borrower owns property in one state and lives in another state.