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LindaH
Florida
1754 Posts |
 Posted - 11/21/2011 : 12:36:53 PM
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quote:
Originally posted by Saul
Yes, many software programs for lender docs have that; you have to determine if it is really necessary. For instance, I am in Illinois and it is not a witness state but if I do a refi package here on someone's second home in Florida, I do need witnesses.
Check with whoever sent you and know your own State's rules.
Saul
Technically, no you don't need witnesses here, Saul. The State of Florida does not require witnesses on mortgages; however, some counties DO require them (Dixie County has for some time, Suwannee County just imposed that requirement which I found out by accident). So it's a county by county thing here, and if you ask them why they really have no real good answer for you and most times will waive it when they're told that the Florida Statutes do not require them. Question is, is it worth the argument?
Probably just easier to get them and be done with it but, in all but Dixie and Suwannee counties, if there are not two witnesses on a mortgage I don't believe they can refuse to record since it's not a state law.
JMO
Linda
http://www.columbiacountynotary.webs.com |
Edited by - LindaH on 11/21/2011 12:37:32 PM |
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Saul
Illinois
46 Posts |
Posted - 11/21/2011 : 11:45:53 AM
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Yes, many software programs for lender docs have that; you have to determine if it is really necessary. For instance, I am in Illinois and it is not a witness state but if I do a refi package here on someone's second home in Florida, I do need witnesses.
Check with whoever sent you and know your own State's rules.
Saul |
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tdblake
Washington
10 Posts |
Posted - 11/21/2011 : 11:17:11 AM
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I just did a mortgage signing that appeared to require witness signatures on two of the documents. Has anyone else ran across this?
Thank you all.
Tonya
Tonya |
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