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edelske
New York
815 Posts |
 Posted - 11/02/2011 : 3:34:56 PM
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Having been offered peanuts for e-signings - "think of the paper you will save"; I get none because I price it above regular signings. It takes greater skills, requires more investment in equipment and processes much more slowly; eg: it takes longer to complete.
Analogy: Ask an attorney how much they would charge you to manually (if they still have a typewriter) to draw up a document.
E-signings are wonderful for everyone except the notary, IMHO.
Kenneth A Edelstein
Mobile Notary, Apostille / Legalization Processing & Fingerprinting
http://www.kenneth-a-edelstein.com |
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jbelmont
California
3106 Posts |
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LindaH
Florida
1754 Posts |
Posted - 01/05/2010 : 03:38:57 AM
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quote:
Originally posted by pattybhat
[quote]Originally posted by Lee-AR
I think you need to do a whole lot more research before you even begin to think about doing e-signings. For openers, ENJOA has nothing whatsoever to do with e-signings (and I understand that the software is no longer being supported).
What do you mean " the ENJOA software is no longer bing supported"? Is the NNA backing out of being a digital certificate provider?
Notary from CA.
I thought ENJOA and the electronic seal were two different things, ENJOA being the electronic journal.
That being said, NNA is no longer supporting their ENS program... follows what was posted elsewhere back in October, 2009:
"The NNA is no longer offering the Electronic Notary Signature(r)
(ENS(r)) products due to recently uncovered technical challenges of offering this technology product. The challenges are related to the fact that there continue to be no unified standards, with each state having unique requirements. Also, the speed of advances in computing power are making various technologies obsolete, creating a financial burden on the Notaries.
Please look to your NNA member publications for future updates and information on the ENS(r) Program. NNA continues to be committed to and support the advance of secure electronic notarization. As a membership organization, we can be more effective and supportive of the needs of our members by focusing on educating Notaries and advocating for safe and reliable notarial practices."
Hope this helps.
Linda
www.notarydepot.com/notary/lindah
http://www.notary.net/websites/LindaHubbell
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pattybhat
California
5 Posts |
Posted - 01/04/2010 : 9:52:15 PM
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[quote]Originally posted by Lee-AR
I think you need to do a whole lot more research before you even begin to think about doing e-signings. For openers, ENJOA has nothing whatsoever to do with e-signings (and I understand that the software is no longer being supported).
What do you mean " the ENJOA software is no longer bing supported"? Is the NNA backing out of being a digital certificate provider?
Notary from CA. |
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BobbiCT
Connecticut
135 Posts |
Posted - 11/17/2009 : 12:06:26 PM
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"Can a wet-signed/notarized document be digitized AFTER the fact, and be e-recorded?"
Renee, I'm on CT's Real Property Electronic Recording Committee, which is in the process of setting the regulations that go along with "e-Recording." No; CT's 169 towns are not set for e-recording yet.
There are 3 "Models". In short, in Models 1 and 2 the "submitter" scans the original wet-signed document and transmits it to the Recorder's office, keeping the wet-signed "original." (KISS description is like sending an adobe document or fax filing with a state agency.) In Model 3 the document is completely e-signed (there is no wet-signature paper original) and e-recorded. Interestingly, with e-recording, the recorded document can become the "original"; i.e. there can be multiple "originals" without the need to locate the original wet-signed paper document. Our Committee is just getting into this; Models 1 and 2 are the most commonly used throughout the US. Some of the considerations: security, hardware/software compatibility, cost and setting up simultaneous payment of recording fees and conveyance tax (to multiple agencies), particularly vetting "submitters".
The national vendor who gave a presentation to us pointed out that although Minnesota's goal is all Model 3 recording, there are virtually no Model 3 recordings being done in that state. I won't go into why, but one issue was simply each submitters' costs to set up and perform these versus using Models 1 or 2.
Bobbi in CT |
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PWinFL
Florida
469 Posts |
Posted - 11/16/2009 : 11:51:38 AM
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quote:
Originally posted by Renee
Can a wet-signed/notarized document be digitized AFTER the fact, and be e-recorded? I'd think not, but have no clue. Anyone?
Yes. Actually, e-recordings come in three flavors, called Levels. For detailed information on the different levels and their application, please read http://www.pawnotary.com/documents/eRecording.Overview.pdf
Never drive any faster than your guardian angel can fly.
I am not an attorney licensed to practice law in the State of Florida,
and I may not give legal advice or accept fees for legal advice.
Visit us online at http://www.PAWnotary.com |
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Renee
Michigan
549 Posts |
Posted - 11/16/2009 : 09:38:05 AM
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Is CA even certifying for e-notarization? I didn't think anyone but PA was up/running on this yet, but I could be wrong.
It's easy to avoid being confused about the e-things ...just REMOVE the "e" and consider what the original act/action is.
e-recording - is the recording of a document, done electronically. There are some counties accepting e-recordings, as pointed out, but I don't think many.
e-notarization - is to notarize something, electronically, with a digital 'stamp/signature' as prescribed by the commissioning state.
e-signing - is to perform a loan signing, electronically, but does NOT arbitrarily include either of the above e-actions. You can do an e-signing, printing the mtg/dot and any other docs to be notarized, and notarize with signature/stamp on paper.
Edited to add:
Can a wet-signed/notarized document be digitized AFTER the fact, and be e-recorded? I'd think not, but have no clue. Anyone? |
Edited by - Renee on 11/16/2009 09:41:13 AM |
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Lee-AR
Arkansas
678 Posts |
Posted - 11/16/2009 : 08:35:41 AM
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I think you need to do a whole lot more research before you even begin to think about doing e-signings. For openers, ENJOA has nothing whatsoever to do with e-signings (and I understand that the software is no longer being supported).
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LindaH
Florida
1754 Posts |
Posted - 11/16/2009 : 07:24:49 AM
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Here is my post from elsewhere about this - maybe it will help ...
Keep in mind, folks – e-signings and e-notarizations are two distinctly different things. E-notarization is exactly that – web-based notarization with a secure digital signature. Most states at this time are not up able to accept electronic documents for electronic recording (in place of the old-fashioned paper and ink documents) – some states, like Florida, have some counties accepting electronic recordings but not all.
E-signings are a process where the mortgage documents are signed online at the lender’s website. You either have your laptop w/ aircard & internet connection or you use the borrowers’ computer (provided they have one and they have stable internet service) . You access a remote site, review some documents online with them and they sign by clicking on a button (the borrowers’ digital signature with the lender is set up ahead of time). If your state does not accept e-recordings, you will still need to print those docs that need to be notarized as they are “wet” signatures – and sometimes you need to print a copy for the borrower … oh, and maybe print an extra set of documents “just in case” the internet connection fails or there are issues with the website. The beauty of e-signings for the lender is that changes to docs can be made at the table, thereby avoiding no-signs…HUDs and TILs can be changed and re-delivered virtually immediately – so if your borrower doesn’t have a computer, be prepared to print table so they‘re provided copies of revised docs!! (So, IMO, in addition to carrying your briefcase with your standard equipment, you’ll now need to carry laptop with aircard AND laser printer)..
It’s my belief that e-signings are the way of the future, but in some areas (like mine – very rural) it’s going to be a problem – internet signals are tenuous at best and cell phone or aircard signals are non-existant in some areas. I already have the laptop but personally, for these reasons, won’t be investing anything further into e-signings at the moment. Not to mention I’ve yet to be asked if I’m equipped to do them. No market…
Sorry this got so windy – hope it helps someone, though.
Linda
www.notarydepot.com/notary/lindah
http://www.notary.net/websites/LindaHubbell
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yngnotary
California
38 Posts |
Posted - 11/15/2009 : 2:49:35 PM
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| I am considering doing e-notarizations. Just out of curiosity what is the fee range paid for doing one? Can you do e-notarizations and just use your paper journal instead of electronic? I heard it's a hassle for some to use ENJOA. Is there any other equipment you would need to do a signing besides a lap top. I heard that if the county you are working in doesn't accept e-records than you wouldn't use the pen & pad. Any info would be helpful thanks! |
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