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 BLACK AND BLUE
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Maureen

New Hampshire
9 Posts

Posted - 05/30/2009 :  5:01:35 PM  Show Profile  Reply with Quote
I had a GMAC the other day and they always specify black, no problem.
The borrower was a reader so I did a little reading myself.
The closing instructions to/from title say that NH and two other states had to sign in black.
Now the strange part is that NH has allowed black or blue for a long time now and it seems as if they either haven't kept up to date or don't want to change their closing instructions.
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vince

Kansas
324 Posts

Posted - 05/29/2009 :  8:27:11 PM  Show Profile  Visit vince's Homepage  Reply with Quote
Nearly all of the local title companies here request BLUE
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Lisa T.

California
391 Posts

Posted - 05/29/2009 :  2:35:40 PM  Show Profile  Visit Lisa T.'s Homepage  Reply with Quote
My default pen color is black - whether loan signings or general notary work, unless blue is requested. Usually, the request for blue ink comes from TC's in Texas and Florida - that's been my experience.
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Renee

Michigan
549 Posts

Posted - 05/29/2009 :  2:16:01 PM  Show Profile  Visit Renee's Homepage  Reply with Quote
Tom - you'll run into people like that in all walks of life, people who think their own 'right' way is the whole world's 'right' way. Usually this comes from someone with a very narrow experience and no exposure to the great big world out there, where there are about 47,359 other 'right' ways.

Recording issues aside (and MI has it's share) and barring specific instructions otherwise, I use black for printing anything/everything, and BLUE for signatures, for all the same reasons Bobbi gave.
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CopperheadVA

Virginia
420 Posts

Posted - 05/29/2009 :  12:02:37 PM  Show Profile  Reply with Quote
I use blue, too, unless specified black. We are not mind-readers... if they want a specific color ink then it needs to be prominently indicated in the instructions!

CopperheadVA

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BobbiCT

Connecticut
135 Posts

Posted - 05/29/2009 :  11:57:39 AM  Show Profile  Visit BobbiCT's Homepage  Reply with Quote
Ink color depends on any particular "where recorded" state laws, state preferences and lender "rules."

For me in CT, if the instructions do not state Black, everything is signed in dark blue ink. I'm partial to Frank Abignale's favorite pen.

Why blue: The is the CT brick-and-mortar and CT attorney's preference - so when the lowest paid, unhappy, over-stressed, rushed person copying the documents drops all the copy sets and originals on the floor, whoever picks the mess of papers up knows which are the originals.

Bobbi in CT
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tomthenotary

Maryland
82 Posts

Posted - 05/29/2009 :  11:05:52 AM  Show Profile  Reply with Quote
I recently had a TC contact me post closing to inform me the ink of choice on the documents was " incorrect ". The person told me "I should have known the proper color" I responded "when not indicated on the order, I use blue to show original documents, in the event an issue arises down the road" of course with out a more detailed explantion to the person, regarding black and blue, ( black is used state specific) I accepted my scholding. I have been warned! what do you think?

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