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donnab47715

Indiana
2 Posts

Posted - 11/09/2009 :  08:20:17 AM  Show Profile  Reply with Quote
quote:
Originally posted by CopperheadVA

From what I've heard, your tax guy is correct. My understanding is that you can't take it as a loss because it was never reported as income.

However, if you use the accrual method of reporting your income - where you report the income as soon as the job is completed (before you actually receive payment) - then (this is just what I have read on other chat boards and is not meant as financial or tax advice) you CAN deduct as a loss, but all that does is bring you back to a basis of $0.00 income for that particular job. Either way, my understanding is that we cannot reduce our reportable income by the amount of an uncollected debt.

Please, someone who is more knowledgeable about this stuff respond and explain this in more detail!

CopperheadVA





If you use the cash method of accounting you can't claim the "loss" but you can still claim the mileage and any other direct expense you had that was associated with that signing.
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donnab47715

Indiana
2 Posts

Posted - 11/09/2009 :  08:17:21 AM  Show Profile  Reply with Quote
quote:
Originally posted by 9633

Could someone out there provide me with their (Fidelity/21st Century) information - fax, email, address? Thanks. Joanne
docs@adksigning.com



Good luck trying to collect from these SCAM companies. I didn't get paid for 2 "loan mod signings" that I did. I heard they were raided by the FBI in late September. I heard this from the "real" Fidelity National when I called to report them. They told me that Fidelity National Legal Services/21st Century Legal Services are in no way associated with them.
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LindaH

Florida
779 Posts

Posted - 10/29/2009 :  09:04:57 AM  Show Profile  Visit LindaH's Homepage  Reply with Quote
If you did work for them you should have this info in your confirmation.....but here's some info listed elsewhere at least for 21st Century - there are numerous other names they go by but most trace right back to this info - can't confirm how good it still is since they were raided by the FBI in September, but here you go:

9607 Business Center Dr Bldg 13 #D
Rancho Cucamonga, CA 91730

Business: 909.483.1748
Fax: 909.111.1111
Toll free: 888.483.1748
Website: http://www.21stcenturyremod.com


Good Luck!!

Linda
www.notarydepot.com/notary/lindah
http://www.notary.net/websites/LindaHubbell
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9633

New York
8 Posts

Posted - 10/29/2009 :  05:49:24 AM  Show Profile  Reply with Quote
Could someone out there provide me with their (Fidelity/21st Century) information - fax, email, address? Thanks. Joanne
docs@adksigning.com
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delro

Massachusetts
1 Posts

Posted - 10/19/2009 :  06:18:48 AM  Show Profile  Reply with Quote
They are a bad company. The have not paid me for a signing I wnet to on July 21st
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LindaH

Florida
779 Posts

Posted - 10/16/2009 :  07:20:11 AM  Show Profile  Visit LindaH's Homepage  Reply with Quote
quote:
Originally posted by a1etron

.... And they did authorize me to use their account how else did I get their account number.


They authorized you to use their account number for the return of their documents, not to FedEx them your invoice - in your own words...."I sent them my invoice attention accounting dept, using their FEDEX account to send my invoice next day air. I wrote them a letter along with my invoice telling them I will use their fedex account to send my invoice every week next day air until it is is paid"

Glad this worked out for you, Ed, and you got paid - but I'd not suggest this method to anyone for the reasons I previously posted. You're lucky they didn't dock your pay the cost of the next day air fees which, IMO, they'd have every right to do.

MHO

Linda
www.notarydepot.com/notary/lindah
http://www.notary.net/websites/LindaHubbell
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a1etron

Florida
49 Posts

Posted - 10/16/2009 :  06:20:32 AM  Show Profile  Visit a1etron's Homepage  Reply with Quote
I used 21st century as the sender and receiver, and being named in a civil suit and criminal suit for a $30 FEDEX ??? PWin have had you paranoia/sanity level checked lately. And they did authorize me to use their account how else did I get their account number. Plus these guys are losers and they are gone. I got paid for my 21st Century work, them, how bout you?

Edward Fadden
Orlando Notary
Covering all of Central Florida, Orange-Lake-Seminole-Osceola and Volusia Counties.
407-619-7777
orlandonotary@embarqmail.com
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Angel444

4 Posts

Posted - 10/16/2009 :  04:35:14 AM  Show Profile  Reply with Quote
As I have stated before, I did three jobs for them way back before I realized what they really were. I still have not been paid for two and I am charging that up to experience.
Bottom line for me - does not matter to me whether they are legal to operate in my state or not - I have to go to bed with myself at night and I like to sleep with a clear conscience. I can not do that if I work for 21st Century - no ifs, ands or buts.
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PWinFL

Florida
245 Posts

Posted - 10/15/2009 :  4:10:13 PM  Show Profile  Visit PWinFL's Homepage  Reply with Quote
Besides that, they could claim you were not authorized to use their account number. In which case, criminal and civil suits may be launched naming you as the defendant.


Never drive any faster than your guardian angel can fly.

I am not an attorney licensed to practice law in the State of Florida,
and I may not give legal advice or accept fees for legal advice.


Visit us online at http://www.PAWnotary.com
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LindaH

Florida
779 Posts

Posted - 10/15/2009 :  2:13:48 PM  Show Profile  Visit LindaH's Homepage  Reply with Quote
quote:
Originally posted by a1etron

I to was owed money from 21st. What I did to get paid was I sent them my invoice attention accounting dept, using their FEDEX account to send my invoice next day air. I wrote them a letter along with my invoice telling them I will use their fedex account to send my invoice every week next day air until it is is paid. I received my check 5 days later. Face it they have to pay FEDEX and they dont want this news getting out. So now you now how to get paid send your invoice to accounting using their fedex it worked for me be sure and include the letter.

Edward Fadden
Orlando Notary
Covering all of Central Florida, Orange-Lake-Seminole-Osceola and Volusia Counties.
407-619-7777
orlandonotary@embarqmail.com



I would not do this....they can either refuse delivery OR accept it and dispute the charges as unauthorized - and guess who's going to get the chargeback? Especially with this company who's probably going under anyway - raided by FBI, license yanked in CA, barred from conducting business in numerous states....

Just don't take work from them...period.


MHO

Linda
www.notarydepot.com/notary/lindah
http://www.notary.net/websites/LindaHubbell
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a1etron

Florida
49 Posts

Posted - 10/15/2009 :  06:57:38 AM  Show Profile  Visit a1etron's Homepage  Reply with Quote
I to was owed money from 21st. What I did to get paid was I sent them my invoice attention accounting dept, using their FEDEX account to send my invoice next day air. I wrote them a letter along with my invoice telling them I will use their fedex account to send my invoice every week next day air until it is is paid. I received my check 5 days later. Face it they have to pay FEDEX and they dont want this news getting out. So now you now how to get paid send your invoice to accounting using their fedex it worked for me be sure and include the letter.

Edward Fadden
Orlando Notary
Covering all of Central Florida, Orange-Lake-Seminole-Osceola and Volusia Counties.
407-619-7777
orlandonotary@embarqmail.com
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LindaH

Florida
779 Posts

Posted - 10/15/2009 :  06:38:15 AM  Show Profile  Visit LindaH's Homepage  Reply with Quote
From taxguide.completetax.com

Cash Method Accounting

http://taxguide.completetax.com/text/Q11_2206.asp

The cash method of accounting is very simple to use, because it's usually obvious when you receive money from a customer or other payer, or when you pay an expense with cash, credit card or a check. When money comes in or goes out, it's recorded and recognized for tax purposes. By contrast, the accrual method requires you to recognize transactions when they occur, not necessarily when the cash changes hands.

Accrual Method Accounting

http://taxguide.completetax.com/text/Q11_2208.asp

Under the accrual method, you record business income when a sale occurs, whether it be the delivery of a product or the rendering of a service on your part, regardless of when you get paid. You record an expense when you receive goods or services, even though you may not pay for them until later.





Linda
www.notarydepot.com/notary/lindah
http://www.notary.net/websites/LindaHubbell
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CopperheadVA

Virginia
235 Posts

Posted - 10/15/2009 :  05:51:56 AM  Show Profile  Reply with Quote
From what I've heard, your tax guy is correct. My understanding is that you can't take it as a loss because it was never reported as income.

However, if you use the accrual method of reporting your income - where you report the income as soon as the job is completed (before you actually receive payment) - then (this is just what I have read on other chat boards and is not meant as financial or tax advice) you CAN deduct as a loss, but all that does is bring you back to a basis of $0.00 income for that particular job. Either way, my understanding is that we cannot reduce our reportable income by the amount of an uncollected debt.

Please, someone who is more knowledgeable about this stuff respond and explain this in more detail!

CopperheadVA

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jeninohio

Ohio
9 Posts

Posted - 10/15/2009 :  05:26:20 AM  Show Profile  Visit jeninohio's Homepage  Reply with Quote
My tax guy says I can't write off non-payment though that didn't sound correct to me. In the past, non-payments have gone in the trash after a year though I did just hire a collections attorney to help me sort through this nonsense.

Jennifer Cotsmire
Notary Signing Agent
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tomthenotary

38 Posts

Posted - 10/14/2009 :  6:58:21 PM  Show Profile  Reply with Quote
Write it off!!! As I've stated in the past, if you are not notarizing documents you are acting as no more than a courier, the companies requesting your services realizes "generally you understand the documents being being presented,although, you should never attempt to explain the content to any degree" just my opinion , stick to the legitimate companies who appreciate your expertises as a Notary Public.
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jeninohio

Ohio
9 Posts

Posted - 10/14/2009 :  6:31:54 PM  Show Profile  Visit jeninohio's Homepage  Reply with Quote
How do we get our claims for monies owed into this suit?

Jennifer Cotsmire
Notary Signing Agent
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pj123555

California
2 Posts

Posted - 10/14/2009 :  6:20:32 PM  Show Profile  Reply with Quote
This is probably the slime hiding behind the corp.

Andrea Ramirez

Corporation
21ST CENTURY LEGAL SERVICES, INC.
Number: C3135933 Date Filed: 12/5/2008 Status: active
Jurisdiction: California
Address
9340 BASELINE RD STE 105
RANCHO CUCAMONGA, CA 91701
Agent for Service of Process
ANDREA RAMIREZ
9340 BASELINE RD STE 105
RANCHO CUCAMONGA, CA 91701

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LindaH

Florida
779 Posts

Posted - 10/10/2009 :  09:52:19 AM  Show Profile  Visit LindaH's Homepage  Reply with Quote
quote:
Originally posted by ccwillia1

....I just go paid for work in Aug and the check bounced. They also still owe me additional monies from other work....


The loan modification application work you've done for them is illegal in this state - not sure how complicit that makes you but sure hope for your sake that any of your signers who decide to sue this company or their many and varied aliases for fraud don't list you as a defendant.

And trust me - it does happen - there's a poster on another forum who's an attorney - does signings on the side I guess - she's named as a defendant because the signer sued the modification company. She posted, in part "person claims that he was part of a Foreclosure Rescue Scam & I just happened to be the lucky person to notarize his paperwork".....

Good Luck.



Linda
www.notarydepot.com/notary/lindah
http://www.notary.net/websites/LindaHubbell

Edited by - LindaH on 10/10/2009 09:59:27 AM
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ccwillia1

Florida
1 Posts

Posted - 10/10/2009 :  09:24:26 AM  Show Profile  Reply with Quote
Yes... They have now changed there name to Fidelity National Legal Services.. Still doing loan modification.. I just go paid for work in Aug and the check bounced. They also still owe me additional monies from other work.... They are being investigated by the FBI.. if they owe any money please contact the Rancho Cucamonga, Ca Sheriffs Dept @ 909 477 2800 or 909 945 4440
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jeninohio

Ohio
9 Posts

Posted - 10/05/2009 :  12:06:35 PM  Show Profile  Visit jeninohio's Homepage  Reply with Quote
I took work from East Coast because they "promised" they'd get me paid from 21st Century. I don't know what I was thinking! That check bounced too! It also makes me angry that when you call the bank that the check is drawn on, they won't even tell you if it's a valid account. I don't want specific personal information - just tell me if the account is even open! They now owe me $205 which includes 4 bounced check fees. After 7 years in this business, how did I fall for this. I guess I wanted to believe that they were going to help people.

Jennifer Cotsmire
Notary Signing Agent
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tomthenotary

38 Posts

Posted - 09/25/2009 :  9:11:16 PM  Show Profile  Reply with Quote
HHHHHHHHHHHHHHHHHHHHHAAAAAAAAAAAAAAAAAHHHHHHHAAAAAAAAAAAAAAAALOLOLOLOLOL, CROOKS, SHUT THEM DOWN!!!!!!! best post I've seen all week>
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LindaH

Florida
779 Posts

Posted - 09/25/2009 :  11:18:58 AM  Show Profile  Visit LindaH's Homepage  Reply with Quote
FYI everyone - FBI raids 21st Century

http://www.sbsun.com/news/ci_13406438

Also, other recent news...

http://www.huffingtonpost.com/2009/09/24/why-authorities-havent-be_n_299388.html



Linda
www.notarydepot.com/notary/lindah
http://www.notary.net/websites/LindaHubbell
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vince

Kansas
275 Posts

Posted - 09/22/2009 :  8:53:50 PM  Show Profile  Visit vince's Homepage  Reply with Quote
quote:
Originally posted by dbrockmann

i know this comes quite some time after you posted but i am sure that since then you have found out what scam artists they are.....witness the several states that have actions against them and others incl my own state of wi.....if you still feel the same about them then there is a bridge from the upper peninsula of michigan to lower michigan crossing lake michigan and lake huron confluence with great views of the shipping channels and mackinaw island that i will sell you for cheap..........

dickb/wi


The same company called again today and they indicated they were having a problem finding a notary. It's hard to turn away good business, but these folks are not that hard to say no to.
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dbrockmann

Wisconsin
0 Posts

Posted - 09/22/2009 :  2:53:04 PM  Show Profile  Visit dbrockmann's Homepage  Reply with Quote
i know this comes quite some time after you posted but i am sure that since then you have found out what scam artists they are.....witness the several states that have actions against them and others incl my own state of wi.....if you still feel the same about them then there is a bridge from the upper peninsula of michigan to lower michigan crossing lake michigan and lake huron confluence with great views of the shipping channels and mackinaw island that i will sell you for cheap..........

dickb/wi
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HNS1

Missouri
0 Posts

Posted - 09/16/2009 :  1:39:28 PM  Show Profile  Reply with Quote
I have had several calls form 21st Century as well as East Coast Signings (both for Fidelity National) - The clients had no idea that this was an actual application as well...and were even more upset that they had to send in 4 post-dated checks back to the company and not talk to their current lenders about the modification they were trying to do.

I have since spoken to two of the borrowers who have went elsewhere; they are doing fine and worked it out with their current lenders and got a good modification. Sadly, the other two tried to hang on and put faith into the company and their current lenders are in the process of foreclosure on their homes. These borrowers were never able to get their money back as well. Truly this company is nothing less than a disgrace.
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LawDog

Georgia
21 Posts

Posted - 09/14/2009 :  12:00:06 PM  Show Profile  Visit LawDog's Homepage  Reply with Quote
I, too got a call from East Coast Signings (which is what they called themselves). I was told this would be a simple modification for Fidelity National Legal Services. When they emailed the docs, it was nothing more that an application for modification assistance, and a request that I pick up three post-dated checks. Notation was made that I would NOT be notarizing any signatures.

I called the "client" and inquired as to how much he knew about what I was coming out to do and he was outraged. He said he was given the impression that he was closing a modification loan, not applying for one - and had NO clue about advance payment.

I gave him the numbers to reach a HUD qualified / approved housing counselor to discuss FREE modification assistance - sent East Coast and Fidelity an email and TOLD them that, too. Haven't heard a word from either one.
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thensley

Kentucky
24 Posts

Posted - 09/11/2009 :  08:47:22 AM  Show Profile  Visit thensley's Homepage  Reply with Quote
I just received a loan modification request for a company called Fidelity National Legal Services....beware.....this company is the same company as 21st Century Legal Services/East Coast Legal Services. A few weeks ago I decided to do a little "QUALITY CONTROL" and followed up with 10 customers I'd closed a loan modification for thru 21st Century. Out of the 10....1 customer was satisfied, 1 customer was in the process of suing them and the others were dissatisfied. Complaints included they could not reach anyone at the company including no returned calls if they left
VM; the company requesting additional "checks" on top of the 3 post dated checks they provided at the onset of the paperwork. Need to stay away from this company notaries, and keep in mind that they are already on their third name to keep throwing us off in order to get us to accept their orders.

Trina Hensley
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RuthF

Texas
7 Posts

Posted - 08/16/2009 :  3:20:04 PM  Show Profile  Visit RuthF's Homepage  Reply with Quote
I received a call from some guy at 21st Century Legal Services. He was screaming over the phone. He said that he had received a phone call from a person that I had told to research 21st Century via the Internet prior to singing anything for 21st Century. The caller did not tell me his name but informed me that I was going to suffer severe legal consequences from 21st Century.



info@A-1Mobile.org
www.A-1-Mobile.org
Phone: 956-874-8444
Serviving the Rio Grande Valley, Texas
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MarthaA

Mississippi
1 Posts

Posted - 08/15/2009 :  8:18:16 PM  Show Profile  Reply with Quote
Well, when I called NNA and they told me they were a scam. I was relieved as I told the guy that I had alerted the buyer and he told me I did the right thing. I went to local police and paper. The commissioner of Banking and Finance got involved and I hope I stopped this scam in Mississippi.
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Mach1

Arkansas
3 Posts

Posted - 08/14/2009 :  1:54:28 PM  Show Profile  Reply with Quote
Ruth F----The Arkansas Attorney General is only interested in cases involving Arkansas citizens. Thank you for inquiring about this matter.
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398

Florida
12 Posts

Posted - 08/14/2009 :  08:50:10 AM  Show Profile  Visit 398's Homepage  Reply with Quote

Thank God for this Forum. Thank you, Jerry Belmont. Thank all you notaries for your posting of experiences with "Fidelity National/21st Century Legal Services".It saved me from aggravation and possible illegal exposure. I will skip all the details; suffice to say I contacted the borrower and advised her to research the company and to read Fla Stat. 501.1377 and then fired off an e mail to the scheduler that I refuse to keep the appointment and told them to remove me from their database and to NEVER call me to do any Notarial Service for them.

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tomthenotary

38 Posts

Posted - 08/11/2009 :  6:00:00 PM  Show Profile  Reply with Quote
CROOKS, SHUT THEM DOWN.

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dede1107

Texas
10 Posts

Posted - 07/31/2009 :  11:40:39 AM  Show Profile  Reply with Quote
After they called me numerous times yesterday asking me if I cover certain cities, which are all out of my range (Some 3-4 Hours Away) I told them, I would not take the "closings" they have scheduled for this saturday, I told them, they had a bad reputation on multiple sites, and she just laughed it off.

So Notaries beware, they are desperate trying to look for anyone who will accept the assignment.

Dana McKinney
Notary Public TX
Central TX
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stephenalane

North Carolina
7 Posts

Posted - 07/31/2009 :  10:45:27 AM  Show Profile  Reply with Quote
They are getting creative... they just called me and said their name was Fidelity National Legal Services- then when I asked for more information, she stated they were part of 21st Century Legal Services... I told her good luck! I reported them to the North Carolina Attorney General also.
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RuthF

Texas
7 Posts

Posted - 07/30/2009 :  2:46:20 PM  Show Profile  Visit RuthF's Homepage  Reply with Quote
I received a call from them on Tuesday asking me to do a "closing" any time that I could schedule it with the borrower. Since I am interested in helping people to not get ripped off, I accepted the assignment with the intention of warning the borrower what 21st Century is all about. I never did receive all the documents - just the "press release" and a form asking for the borrower to sign giving 21st Century permission to access their credit card. (What will they think of next?) When I called the borrower, he said that I was the third notary who had called him but that the other two had not shown up. I told him that I would not be showing up either and asked him to look up 21st Century on the Internet, call the Better Business Bureau and the Attorney General's Office before he signed any documents with any one for 21st Century. He said he would do these things and thanked me for my call.

info@A-1Mobile.org
www.A-1-Mobile.org
Phone: 956-874-8444
Serviving the Rio Grande Valley, Texas
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LindaH

Florida
779 Posts

Posted - 07/30/2009 :  12:55:23 PM  Show Profile  Visit LindaH's Homepage  Reply with Quote
"I Received a Call from them today, asking me to do a closing for this Saturday at 1pm"

Dana...if this is the same company we've all experienced, chances are you're not doing a closing...you're taking an application for a loan modification ... I don't think I've ever read one post where this company actually does loan signings/closings.

Linda
www.notarydepot.com/notary/lindah
http://www.notary.net/websites/LindaHubbell
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dede1107

Texas
10 Posts

Posted - 07/30/2009 :  11:28:15 AM  Show Profile  Reply with Quote
Thank you, Will do. No Confirmation was sent. She said they have had a hard time finding Notary's in TX, I wonder why. I told them they had alot of bad reviews!



Dana McKinney
Notary Public TX
Central TX
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gjk-fl

Florida
131 Posts

Posted - 07/29/2009 :  1:39:07 PM  Show Profile  Visit gjk-fl's Homepage  Reply with Quote
Just do what Copperhead said to do. You probably wouldn't get paid anyway. Don't feel bad about turning it back over to them, just do it.

gjk
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CopperheadVA

Virginia
235 Posts

Posted - 07/29/2009 :  12:31:01 PM  Show Profile  Reply with Quote
Turn the job back to them. Did they send you a confirmation via email? If so, reply and tell them you are no longer available for this job and please reassign. If no confirm, you can call them and leave a message if they don't answer.

Their services are illegal in VA as of July 1, 2009. Companies may no longer take money up-front for foreclosure rescue services in this state.

CopperheadVA

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dede1107

Texas
10 Posts

Posted - 07/29/2009 :  12:22:26 PM  Show Profile  Reply with Quote
I Received a Call from Them today, asking me to do a closing for this Saturday at 1pm. I accepted, Then I realized I saw their name on the forum, and Don't know what I should do, Anyone have any good ideas?

Thanks


Dana McKinney
Notary Public TX
Central TX
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RuthF

Texas
7 Posts

Posted - 07/27/2009 :  04:16:47 AM  Show Profile  Visit RuthF's Homepage  Reply with Quote
Mach1; I am in Texas. Would Arkansas be interested in information from me or only from Notaries in the State of Arkansas? They are scum bags for sure.

info@A-1Mobile.org
www.A-1-Mobile.org
Phone: 956-874-8444
Serviving the Rio Grande Valley, Texas
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Mach1

Arkansas
3 Posts

Posted - 07/23/2009 :  3:40:22 PM  Show Profile  Reply with Quote
Arkansas Securities Dept. in June 09, issued a cease and desist order barring 21st Century Legal Services from doing business in Arkansas. They are being investigated by the Arkansas Attorney General's office for fraudulent business practices. If you get a call from them, please accept the job and when they email you the docs forward them to: sfreydl@securities.arkansas.gov with "21st Century" in the subject line. They will call the borrower and warn them so you don't have to worry about your reputation. The check they sent me for my services was returned for insufficent funds.The hot check division says they need the name of the person who signed the check (of course it is not legible) to be able to prosecute for writing bad checks. If you have a check from them and can read the signature, please post it here so others may attempt to get paid for their services.
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RuthF

Texas
7 Posts

Posted - 07/14/2009 :  5:40:25 PM  Show Profile  Visit RuthF's Homepage  Reply with Quote
I got a call from someone in their office wanting to know if I had done a specific closing for them. When I told her that I had not - she said "Well, I guess I can call the borrower and see if you did it or not." When I told her I would not ever do anything for them again she hung up on me. (I did two jobs for them before I got smart).
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mornflt

Missouri
4 Posts

Posted - 07/14/2009 :  12:21:29 PM  Show Profile  Visit mornflt's Homepage  Reply with Quote
Got a call from 21st Legal last night.
The young lady asked me if I covered the St. Louis area.
When I asked her if the company was 21st Centry Legal, she hung up. Wonder why?

Stu Schankman
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Ladyhawke910

Michigan
2 Posts

Posted - 07/13/2009 :  7:15:27 PM  Show Profile  Visit Ladyhawke910's Homepage  Reply with Quote
This company sent me an order sent me an email so I called the customer - He stated that he looked them up in the BBB - not at all favorable. I tried calling them, they always will take a message. They called me again for another order, never received the email, I called them numerous times, no call backs, they called again for another order, again no email and they never called me back. I'm glad I never did anything for them.

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laurieowen

Oregon
1 Posts

Posted - 07/13/2009 :  06:24:09 AM  Show Profile  Visit laurieowen's Homepage  Reply with Quote
I too have been taken by this company, they refused to pay after the clients cancelled at the shady deal they offered them. they then called again for my services and I refused, because of non payment, this was in March 2009.
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Stamper

North Carolina
17 Posts

Posted - 07/07/2009 :  08:55:08 AM  Show Profile  Visit Stamper's Homepage  Reply with Quote
The prudent man is 100% certain that no one is in the woods before he shoots his gun.

The imprudent man shoots without checking.

Then there's the guy who hears people talking in the woods, but he tells himself no one is there, then shoots.

After reading many webpages that you can find with Google, and the words of other notaries, I don't see how anyone can say there is no suspicion that this company is committing fraud.

Yes, Renee, that is what is wrong with the world. People will do anything for a buck.
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lightk

Alabama
21 Posts

Posted - 07/07/2009 :  08:22:27 AM  Show Profile  Visit lightk's Homepage  Reply with Quote
well, I'm one of those that gives someone a chance before blacking them off my list.

Wish I would've read and paid attention.

Did 2 modifications. One hasn't been paid for -- the other check bounced.

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CopperheadVA

Virginia
235 Posts

Posted - 07/07/2009 :  04:58:20 AM  Show Profile  Reply with Quote
Try filing a report with the CA Dept of Real Estate, CA Secretary of State, and the FBI: http://www.fbi.gov/majcases/fraud/internetschemes.htm

Some notaries have had success using these avenues. I've never worked for 21st Century - came close early when they came on the scene, but thankfully did not end up working for them!

CopperheadVA

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stephenalane

North Carolina
7 Posts

Posted - 07/06/2009 :  4:19:37 PM  Show Profile  Reply with Quote
Your company is a FRAUD! Trying PAYING the notaries who have been kind enough to take the assignments. I performed 4 signings EXACTLY as directed (checks and all) prior to finding this and other threads about this company... then received 2 (TWO) bad checks for the first two signings... Then after continued (three weeks worth of calls, emails and faxing) what do I get? One check for only ONE of the bounced checks. Weeks 4 and 5 are here now and I am STILL trying to collect the second bad check. Not even counting the last two that I still have NOT even been paid for!



quote:
Originally posted by 21stCenturyLS_CustomerSer


For some one who has only dealt with our company since this past weekend, you know us with great certainty.

As for the Better Business Bureau we are addressing the few complaints lodged against us.

Ripoffreport has no mechanism for us to resolve complaints and as we have over 1,500 active files and growing, we have precious little time to devote to seriously address what boils down to name calling and innuendo. We are busy SAVING PEOPLES HOMES!

Which is why I find your remarks off for some one who is supposed to maintain the utmost integrity and honesty.

We have turned to notaries to represent us for those vary reasons. We are sending strangers to our clients homes. We count on that integrity and honesty to protect our clients and our business.

I suspect you are no Notary.

quote:
Originally posted by VEstridge

I got a call from this company this past weekend and since they are new to me I googled them and was surprised that Notaries are actually working for them. I found that this company has a rating of "F" with the Better Business Bureau and is listed on Ripoffreport.com as a fradulent company. They are NOT a legal firm. There are no guarantees that they could help these homeowners modify their loans and do not offer money back if they cannot help them. They wanted me to act as a "Representative" for their company and told me that I would not be notarizing one single document. To be put on their list for future modification jobs in my area they wanted my drivers license, social security card, Notary Certification and a few other docuements confirming my identity. That right there raised a red flag...If I'm not notarizing any documents, why do they need all this information on me? Who is to say they won't use my information to steal my identity or have me hauled into court when someone sues them! No thank you!!!!
Knowing all of this after I accepted the modification job, I called them back and asked them to remove me from their list. As a notary public commissioned by my state, I am considered the front liner in detecting fraud. There is no way I would put myself, my notary licensing or reputation on the line to earn a few bucks stealing from homeowners that are already struggling. SHAME ON THIS COMPANY AND SHAME ON ANYONE WHO ACCEPTS WORK FROM THEM KNOWING THIS INFORMATION



Customer Services
21st Century Legal Services


Edited by - stephenalane on 07/06/2009 4:22:22 PM
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HeatherD

Washington
7 Posts

Posted - 11/21/2008 :  10:11:52 AM  Show Profile  Visit HeatherD's Homepage  Reply with Quote
Is anyone familiar with 21st Century Legal Services who does loan modifications?

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