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Notary Documents

Common documents
Most notaries notarize certain documents on a regular basis. Affidavits for business contracts, etc., Affidavits of Support for immigration, Affidavits of citizenship for travel, and permission for minors to travel accompanied by an adult other than the parent are all very common. There are a variety of Powers of Attorney. There are Powers of Attorney for healthcare, Powers of Attorney to manage real estate transactions or bank accounts, and even Powers of Attorney to sign a loan for another person. A Power of Attorney could be to authorize someone to do a wide variety of things and the document would precisely specify what the attorney in fact was authorized to do. Please ask an attorney to explain legal documents to you as I can not.

Loan documents
Most mobile notaries work mostly with loan documents. There are a few typical loan documents that get notarized. Deeds of Trust (Mortgage), Grant Deeds, Quitclaim Deeds, Warranty Deeds, Deeds of Reconveyance, and Subordination Agreements. Other loan documents that might require a Jurat would be the Occupancy Affidavit, Signature Affidavit, and there could be many others too. The notary does not have to understand these documents to notarize them, however, the notary should ideally know which document contains which information and approximately where it would be located in the stack of loan documents. In my experience, most loans have a Deed of Trust which includes the loan amount, the address of the property, and a lot of other information. The Deed of Trust generally appears at the top of the stack of documents and is the most common document in a loan signing. Grant Deeds and other Deeds are in roughly 15-20% of signings that I have done when a change or transfer of ownership is taking place. Sometimes a spouse wants to get on or off a title to a particular property which could be a reason for having other deeds. The Occupancy Affidavit requires the signer to swear that they are the person occupying the building and that it is not a part of their Real Estate holdings that they would rent to someone else who might not be so responsible about upkeep. The Signature Affidavit is for people with name variations. The Signature Affidavit is generally a standard ingredient to most loan packages although most people don't have name variations. Women generally need the Signature Affidavit more because they usually change their name at marriage. Another reason for the Signature Affidavit is that sometimes people sign with or without their middle initial or name depending on what type of document they are signing or depending on how much coffee they had that morning.